I got 2 “best in section” cups in the North Cheshire Photographic Society Annual Exhibition. Best Photojournalism Print Best Portrait Projected Image And a Very Highly Commended Plus a few other minor awards. I came equal third in the points table.
I live in Stockport and I am often surprised about housing costs (buying or renting) being quoted. I “sort of” knew that London and the South East are more expensive. This article collects together some information revealing some big differences. My view now is that London is such a special case that it should always be analysed and quoted separately. The impact on people, and the policies that might be needed, shouldn’t be lost by considering only broader averages such a “region” or “country”. The experiences of people in London can’t be generalised to England or the UK, and English or UK . . . . . . . . . . [Read complete post]
An engineer’s observation: All humans make errors; all human processes sometimes result in errors. Guns amplify human errors. This was triggered [sic] by this news article: Details emerge in LAPD’s mistaken shooting of newspaper carriers There were (at least) two very different sorts of error: The decision to shoot was wrong The shooting itself was poor quality When someone says “guns don’t kill people, people kill people“, is that supposed to make me feel better? No! If people can amplify their errors with guns this scares the shit out of me!
People concerned with the difficulties faced by young people wanting houses will probably be examining the latest English Housing Survey. As expected, there are some misleading news articles: Home ownership collapses to its lowest level for 25 years: Millions of families and first time buyers priced off the property ladder News articles quite accurately point out that people under 35 only own about 10% of the houses. An important missing question is: “how many should they own?“ Here is a more informative view. This graph comes from the tables released with the survey; the orange columns show how 100% of the houses are . . . . . . . . . . [Read complete post]
It should be blindingly obvious that comparing trends in house prices with trends in food prices is not justified. It is hard to believe that the people writing and promoting such articles honestly believe it is justified – it would raise the question of how they had enough working brain cells to operate a word processor! BBC: Food costs: ‘£50 chickens’ if food tracked house prices Daily Mail: A roast chicken for £50 and a £10 pint of milk: The price tag of food if costs had risen at the same rate as house prices In fact, of course, they probably . . . . . . . . . . [Read complete post]
Previous posts have provided graphs of the proportions of various groups in the electorate: Percentages of various groups in the electorate over the last 35 years Baby booms in the electorates of the last 6 Prime Ministers I want to publish a graph with two more age groups plotted, because these groups are discussed either alone or in comparison with other age groups. It is often unclear in discussion whether it is a general age group at a particular time or a cohort defined by birth dates that is being discussed. Here they are age ranges; obviously their members currently . . . . . . . . . . [Read complete post]
It is well-established that the average age of first time house buyers is greater than it was a few decades ago. This graph is from today’s BBC article Have young people never had it so bad? There are various reasons for this. One reason that tends to be neglected is that the average age of the end of full time education is also greater than it was a few decades ago. If one of the factors involved in buying a house is the number of years spent earning money to contribute to a deposit on the house, then there would naturally . . . . . . . . . . [Read complete post]
Here is another post on the Intergenerational Foundation’s blog: The blog post appears to have been triggered by, and certainly quotes, a shoddy article “INSURANCE OR RIGHT?“, based on 1908 pension law, at the Longevitas Ltd website. Then it appears uncritically to assume this demands an urgent national debate. The UK has been debating state pensions for the last century; why does re-examination of a 1908 law warrant such an urgent debate? What new information renders the results of previous debates invalid? In summary, the Longevitas article says: “At the root of this problem is the little-discussed question of whether an old-age . . . . . . . . . . [Read complete post]
I don’t know enough to judge whether this is scare-mongering or credible. The Institute and Faculty of Actuaries claims “New research from the Institute and Faculty of Actuaries shows that continuing to ignore resource constraints may have substantial financial, political and social costs“. The report itself and its evidence are contained in these PDFs: PDF: Resource constraints: sharing a finite world – Implications of Limits to Growth for the Actuarial Profession Accompanied by PDF: The evidence and scenarios for the future I found this via New Scientist, which says: “Aled Jones of Anglia Ruskin University in Cambridge, UK, and his colleagues drew . . . . . . . . . . [Read complete post]
These are comments on “Spending Power Across the Generations” by David Kingman, published on 23 January 2013 by the Intergenerational Foundation. I was directed to the report as follows: In summary: It is about “spending behaviour”, not “spending power”. It it restricted to a small range of items being bought. It is about “age-groups”, not “generations” or “cohorts”. There is no real “intergenerational” content. It identifies recent trends. So a more accurate title would be: “Some recent trends in spending behaviour by different age groups”. Ways of comparing generations I was working on this section before I knew about this report. . . . . . . . . . . [Read complete post]